Terry Horn is fighting to save his mother’s home in Tennessee from the bank. Read their story:

Many times as we reflect back on our lives, we think, “if we could have done something different, maybe we could have changed someones life or even saved them.” I Iknow you can’t save everyone but you can save this “one.” 


My mom is 86 years old. She is mentally incompetent because of advanced dementia. Her and my dad (now deceased) had a small retail business on the front street of their small town for 60 years. They did everything right. They had excellent credit. They taught us right from wrong, most specifically, to do unto others as you would have them do unto you, and to always take care of the less fortunate.

Besides their retail business, they invested in property on the side because they wanted something for their retirement and they always wanted to give something to their children. In 2008, the economic crash hit. My dad was dying, spending the last 15 months of his life bedridden. My mom got all of this dumped into her lap. She could not cope. This accelerated her mental decline.

The Four investment properties she had were foreclosed upon by Citizens Tri-County Bank. Citizens Tri-County Bank then claimed this wasn’t enough to pay the debt. knowing that her house of 45 years was free and clear, they are attempting to place a lien on the home for the purpose of taking it away from her which would leave her homeless. When the bank found out she transferred the home to her adult children 18 months ago, they then sued her children for fraudulent transfer.terry horn

They are determined to get the home. Citizens Tri-County Bank is holding my mothers adult children and her house hostage. Our message to Citizens Tri County Bank is simple, you’ve gotten enough out of this family. It’s time to do the right thing and make a deal that keeps us in our home.

Please call/Email Citizens Tri-County Bank CEO Glenn Barker at 423-949-2173/ ctcb@ctcbonline.com and encourage him to do the right thing.